:root{--ink:#17211d;--muted:#66716b;--paper:#f7f5ef;--card:#fff;--green:#1e6b4f;--green2:#2f8c68;--lime:#d9ed9c;--orange:#ed7958;--line:#dfe4df;--shadow:0 18px 60px #1c372b1f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);margin:0;font-family:Pretendard,Noto Sans KR,Apple SD Gothic Neo,Arial,sans-serif;line-height:1.5}.wrap{width:min(1180px,100% - 40px);margin:auto}.hero{background:var(--green);color:#fff;padding-bottom:116px;position:relative;overflow:hidden}.hero:before,.hero:after{content:"";background:#ffffff12;border-radius:50%;position:absolute}.hero:before{width:480px;height:480px;top:20px;right:-100px}.hero:after{width:220px;height:220px;bottom:-130px;right:300px}.nav{border-bottom:1px solid #ffffff2b;justify-content:space-between;align-items:center;height:76px;display:flex}.brand{color:#fff;align-items:center;gap:10px;font-size:20px;font-weight:800;text-decoration:none;display:flex}.brand-mark{background:var(--lime);width:34px;height:34px;color:var(--green);border-radius:11px;place-items:center;display:grid}button,input,select{font:inherit}.ghost{color:#fff;cursor:pointer;background:0 0;border:1px solid #ffffff59;border-radius:10px;padding:8px 16px}.hero-copy{z-index:1;padding-top:72px;position:relative}.eyebrow{letter-spacing:.2em;color:var(--lime);font-size:12px;font-weight:800}h1{letter-spacing:-.06em;max-width:720px;margin:14px 0 20px;font-size:clamp(38px,6vw,68px);line-height:1.08}h1 em{color:var(--lime);font-style:normal}.hero-copy>p:not(.eyebrow){color:#dce9e3;font-size:18px}.hero-badges{flex-wrap:wrap;gap:8px;margin-top:26px;display:flex}.hero-badges span{background:#ffffff1f;border-radius:999px;padding:7px 12px;font-size:13px}.app-shell{grid-template-columns:minmax(0,1fr) 380px;align-items:start;gap:24px;margin-top:-72px;padding-bottom:80px;display:grid;position:relative}.input-panel,.result-panel,.dashboard,.guide{background:var(--card);box-shadow:var(--shadow);border:1px solid #1b4a3814;border-radius:24px}.input-panel{padding:34px}.result-panel{position:sticky;top:20px;overflow:hidden}.section-heading{align-items:flex-start;gap:14px;margin-bottom:28px;display:flex}.section-heading>span{width:38px;height:38px;color:var(--green);background:#e7f1ec;border-radius:12px;place-items:center;font-weight:900;display:grid}.section-heading h2{letter-spacing:-.04em;margin:0;font-size:25px}.section-heading p{color:var(--muted);margin:3px 0 0;font-size:14px}.quick-presets{flex-wrap:wrap;gap:8px;margin-bottom:28px;display:flex}.quick-presets button{border:1px solid var(--line);color:var(--muted);cursor:pointer;background:#fff;border-radius:999px;padding:9px 13px}.quick-presets button:hover{border-color:var(--green);color:var(--green)}.form-section{border-top:1px solid var(--line);padding:24px 0}.form-section h3{margin:0 0 17px;font-size:16px}.fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.fields label,.person-card>label{color:var(--muted);gap:7px;font-size:13px;display:grid}input,select{border:1px solid var(--line);width:100%;height:46px;color:var(--ink);background:#fbfcfb;border-radius:11px;outline:0;padding:0 13px}input:focus,select:focus{border-color:var(--green2);box-shadow:0 0 0 3px #2f8c681c}.money-field{display:block;position:relative}.money-field input{text-align:right;padding-right:50px;font-weight:700}.money-field b{color:#849088;font-size:12px;position:absolute;top:50%;right:13px;transform:translateY(-50%)}.checks{gap:20px;margin-top:16px;display:flex}.checks label,.person-title label{color:var(--muted);align-items:center;gap:7px;font-size:13px;display:flex}input[type=checkbox]{accent-color:var(--green);width:17px;height:17px}.couple-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.person-card{border:1px solid var(--line);background:#fbfcfb;border-radius:15px;gap:13px;padding:17px;display:grid}.person-title{justify-content:space-between;align-items:center;display:flex}.range-label{color:var(--muted);gap:10px;margin-top:18px;font-size:13px;display:grid}.range-label span{justify-content:space-between;display:flex}.range-label output{color:var(--green);font-weight:800}input[type=range]{height:5px;accent-color:var(--green);padding:0}.advanced{border-top:1px solid var(--line);padding-top:20px}.advanced summary{cursor:pointer;color:var(--green);font-size:14px;font-weight:700}.advanced-fields{margin-top:18px}.result-head{background:linear-gradient(135deg,var(--green),#164d3b);color:#fff;padding:34px 30px}.result-head p{color:#cde2d8;margin:0 0 8px;font-size:14px}.result-head h2{letter-spacing:-.05em;margin:0 0 12px;font-size:38px}.result-head span{background:var(--lime);color:#315634;border-radius:999px;padding:5px 10px;font-size:12px;font-weight:800;display:inline-block}.limit-bars{padding:25px 30px 6px}.limit-bars>div{margin-bottom:17px}.limit-bars span{color:var(--muted);justify-content:space-between;margin-bottom:7px;font-size:12px;display:flex}.limit-bars b{color:var(--ink)}.limit-bars i{background:#eef1ee;border-radius:99px;height:7px;display:block;overflow:hidden}.limit-bars em{background:var(--green2);border-radius:99px;width:0;height:100%;transition:width .3s;display:block}.key-results{margin:0;padding:5px 30px}.key-results div{border-bottom:1px solid var(--line);justify-content:space-between;padding:11px 0;display:flex}.key-results dt{color:var(--muted);font-size:13px}.key-results dd{margin:0;font-weight:800}.afford-box{background:#f1f6e2;border-radius:15px;margin:20px 30px;padding:18px;display:grid}.afford-box span{color:#5a684d;font-size:12px}.afford-box strong{margin:3px 0;font-size:25px}.afford-box small{color:#78806e}.result-note{color:#8c938f;margin:0;padding:0 30px 26px;font-size:11px}.full-width{grid-column:1/-1}.dashboard{margin-top:4px;padding:34px}.tabs{border-bottom:1px solid var(--line);gap:8px;display:flex;overflow-x:auto}.tabs button{white-space:nowrap;color:var(--muted);cursor:pointer;background:0 0;border:0;border-bottom:3px solid #0000;padding:12px 16px}.tabs button.active{color:var(--green);border-color:var(--green);font-weight:800}.tab-panel{padding-top:26px;display:none}.tab-panel.active{display:block}.scenario-cards,.policy-grid,.repayment-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.scenario-cards article,.policy-card,.repayment-card{border:1px solid var(--line);border-radius:16px;gap:7px;padding:20px;display:grid}.scenario-cards article.accent{background:var(--green);color:#fff;border-color:var(--green)}.scenario-cards span,.policy-card span,.repayment-card span{color:var(--muted);font-size:12px}.scenario-cards .accent span,.scenario-cards .accent small{color:#d3e5dc}.scenario-cards small{color:#88918b}.cost-layout{grid-template-columns:220px 1fr;align-items:center;gap:35px;display:grid}.donut{text-align:center;background:conic-gradient(var(--green) 0 70%,var(--orange) 70% 85%,var(--lime) 85%);border-radius:50%;place-content:center;width:190px;height:190px;display:grid;position:relative}.donut:after{content:"";background:#fff;border-radius:50%;position:absolute;inset:24px}.donut>*{z-index:1}.donut strong{font-size:22px}.donut span{color:var(--muted);font-size:12px}.cost-list{grid-template-columns:1fr 1fr;gap:0 24px;display:grid}.cost-list div{border-bottom:1px solid var(--line);justify-content:space-between;padding:11px 0;display:flex}.cost-list dt{color:var(--muted);font-size:13px}.cost-list dd{margin:0;font-weight:700}.policy-card.eligible{background:#f4faf7;border-color:#83b999}.policy-card.no{background:#fff8f6;border-color:#edc9c0}.policy-card strong{font-size:17px}.policy-card b{font-size:12px}.policy-card.eligible b{color:var(--green)}.policy-card.no b{color:#bd5137}.panel-note{color:var(--muted);margin:17px 0 0;font-size:12px}.repayment-card strong{font-size:22px}.repayment-card small{color:var(--muted)}.guide{margin-top:4px;padding:30px 34px}.guide h2{font-size:20px}.guide-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.guide-grid b{color:var(--green);background:#e7f1ec;border-radius:8px;place-items:center;padding:5px 9px;display:inline-grid}.guide-grid p{color:var(--muted);font-size:13px}footer{color:#fff;background:#17211d;padding:36px 0}footer p{color:#aeb9b3;max-width:820px;font-size:12px}body.flash .result-panel{animation:.35s flash}@keyframes flash{50%{transform:translateY(-3px)}}@media (width<=900px){.app-shell{grid-template-columns:1fr}.result-panel{position:relative;top:auto}.scenario-cards,.policy-grid,.repayment-grid{grid-template-columns:1fr 1fr}.hero{padding-bottom:95px}}@media (width<=620px){.wrap{width:min(100% - 24px,1180px)}.hero-copy{padding-top:48px}.app-shell{margin-top:-54px}.input-panel,.dashboard,.guide{border-radius:19px;padding:23px}.fields,.couple-grid,.scenario-cards,.policy-grid,.repayment-grid,.guide-grid{grid-template-columns:1fr}.checks{flex-direction:column;gap:8px}.cost-layout{grid-template-columns:1fr;justify-items:center}.cost-list{grid-template-columns:1fr;width:100%}.result-head h2{font-size:32px}.quick-presets{flex-wrap:nowrap;overflow-x:auto}.dashboard{overflow:hidden}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}:root{--ink:#15201b;--muted:#69756f;--paper:#f3f4ef;--card:#fff;--green:#123f32;--green2:#2d8062;--lime:#dfff88;--orange:#ff8362;--line:#dfe5df;--shadow:0 24px 80px #1134281c;--soft-shadow:0 10px 35px #15332912}body{letter-spacing:-.015em;background:radial-gradient(circle at 50% 8%,#fff 0,#f3f4ef 45%)}.hero{background:radial-gradient(circle at 82% 35%,#54997957,#0000 27%),radial-gradient(circle at 58% 110%,#dfff881f,#0000 30%),linear-gradient(145deg,#0c3429 0%,#15523f 54%,#103b30 100%);min-height:760px;padding-bottom:132px}.hero:before{background:0 0;border:1px solid #ffffff17;width:620px;height:620px;top:-150px;right:-160px;box-shadow:inset 0 0 100px #ffffff06}.hero:after{filter:blur(2px);background:#dfff880e;width:410px;height:410px;bottom:-300px;right:26%}.nav{z-index:5;border-bottom-color:#ffffff1f;height:88px;position:relative}.brand{gap:12px;font-size:21px}.brand>span:last-child{line-height:1;display:grid}.brand small{letter-spacing:.18em;color:#a8c2b6;margin-top:5px;font-size:8px;font-weight:700}.brand-mark{background:linear-gradient(145deg,#e8ff9e,#c8ee67);border-radius:12px;width:39px;height:39px;box-shadow:0 7px 22px #d3f6762e}.nav-actions{align-items:center;gap:20px;display:flex}.nav-status{color:#aec5bb;align-items:center;gap:7px;font-size:11px;display:flex}.nav-status i,.live-dot{background:#c8f46f;border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 5px #c8f46f14}.ghost{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff0f;border-color:#fff3;font-size:13px;transition:all .2s}.ghost:hover{background:#ffffff21;transform:translateY(-1px)}.hero-layout{z-index:2;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);align-items:center;gap:80px;padding-top:70px;display:grid;position:relative}.hero-copy{padding-top:0}.eyebrow{letter-spacing:.22em;color:#d8ef9b;align-items:center;gap:10px;font-size:11px;display:flex}.eyebrow span{background:#d8ef9b;width:24px;height:1px}h1{max-width:700px;margin:18px 0 24px;font-size:clamp(46px,5.6vw,72px);line-height:1.05}.hero-copy>p:not(.eyebrow){color:#c9d9d2;max-width:650px;font-size:17px}.hero-actions{align-items:center;gap:18px;margin-top:30px;display:flex}.hero-actions a{color:#183225;background:var(--lime);border-radius:13px;align-items:center;gap:20px;padding:14px 18px 14px 20px;font-weight:850;text-decoration:none;transition:all .2s;display:flex;box-shadow:0 12px 30px #cef66726}.hero-actions a b{font-size:19px}.hero-actions a:hover{transform:translateY(-2px);box-shadow:0 17px 35px #cef66738}.hero-actions>span{color:#8ead9f;font-size:12px}.hero-badges{margin-top:28px}.hero-badges span{color:#c7d9d1;background:#ffffff0d;border:1px solid #ffffff17;padding:7px 11px;font-size:11px}.hero-visual{perspective:1000px;place-items:center;height:440px;display:grid;position:relative}.visual-glow{filter:blur(80px);background:#b9f06f2e;border-radius:50%;width:340px;height:340px;position:absolute}.preview-card{-webkit-backdrop-filter:blur(22px);backdrop-filter:blur(22px);color:#fff;background:linear-gradient(145deg,#ffffff26,#ffffff0e);border:1px solid #fff3;border-radius:27px;width:min(100%,410px);padding:28px;position:relative;transform:rotateY(-4deg)rotateX(2deg);box-shadow:0 35px 85px #00120c47,inset 0 1px #ffffff2e}.preview-top{justify-content:space-between;align-items:center;margin-bottom:45px;display:flex}.preview-top span{letter-spacing:.18em;color:#afc9bd;font-size:10px}.preview-top i{color:#dfff88;border:1px solid #dfff8847;border-radius:999px;padding:4px 7px;font-size:9px;font-style:normal}.preview-card>p{color:#afc9bd;margin:0;font-size:12px}.preview-card>strong{letter-spacing:-.055em;margin:4px 0 25px;font-size:38px;display:block}.preview-chart{border-bottom:1px solid #ffffff1f;align-items:end;gap:8px;height:72px;padding-bottom:15px;display:flex}.preview-chart i{opacity:.85;background:linear-gradient(#dfff88,#69ac7c);border-radius:5px 5px 2px 2px;flex:1;animation:.8s both bar-rise}.preview-chart i:first-child{height:30%}.preview-chart i:nth-child(2){height:42%;animation-delay:50ms}.preview-chart i:nth-child(3){height:36%;animation-delay:.1s}.preview-chart i:nth-child(4){height:58%;animation-delay:.15s}.preview-chart i:nth-child(5){height:54%;animation-delay:.2s}.preview-chart i:nth-child(6){height:73%;animation-delay:.25s}.preview-chart i:nth-child(7){height:66%;animation-delay:.3s}.preview-chart i:nth-child(8){height:91%;animation-delay:.35s}@keyframes bar-rise{0%{opacity:0;height:0}}.preview-bottom{grid-template-columns:1fr 1fr;gap:20px;padding-top:18px;display:grid}.preview-bottom div{gap:2px;display:grid}.preview-bottom span{color:#8faea0;font-size:10px}.preview-bottom b{font-size:14px}.floating-tag{z-index:3;color:#b6cabf;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#0f372bc2;border:1px solid #ffffff3b;border-radius:12px;padding:10px 13px;font-size:10px;position:absolute;box-shadow:0 12px 30px #00000026}.floating-tag b{color:#fff;margin-left:8px;font-size:15px}.tag-one{top:77px;right:-5px}.tag-two{bottom:80px;left:-8px}.app-shell{grid-template-columns:minmax(0,1fr) 390px;gap:28px;margin-top:-92px}.input-panel,.result-panel,.dashboard,.guide{box-shadow:var(--shadow);border-color:#123f3213}.input-panel{border-radius:27px;padding:38px}.section-heading>span{background:linear-gradient(145deg,#eaf5ef,#dcebe3);border-radius:13px;width:40px;height:40px;box-shadow:inset 0 0 0 1px #123f320a}.section-heading h2{font-size:26px}.quick-presets button{color:#526159;background:#f8faf7;border-color:#e0e7e1;font-size:12px;transition:all .2s}.quick-presets button:hover{background:#edf6f1;transform:translateY(-1px);box-shadow:0 6px 18px #1b563f12}.result-column{align-self:stretch;min-width:0;position:relative}.result-column>.result-panel{position:sticky;top:20px}.form-section{padding:28px 0}.form-section h3{letter-spacing:-.02em;font-size:15px}.person-card{background:linear-gradient(145deg,#fbfcfa,#f7faf8);border-color:#e1e8e2}.person-title strong:before{content:"";background:#58a781;border-radius:50%;width:7px;height:7px;margin-right:7px;display:inline-block}.money-field input,select{background:#fafbf9}.money-field input:hover,select:hover{border-color:#c8d6cd}input:focus,select:focus{background:#fff;border-color:#3a8b69;box-shadow:0 0 0 4px #2f8c6817}.advanced{background:#f8faf7;border-top:0;border-radius:15px;margin:0 -12px -12px;padding:19px 12px 12px}.advanced summary{justify-content:space-between;align-items:center;list-style:none;display:flex}.advanced summary:after{content:"+";font-size:18px;font-weight:400}.advanced[open] summary:after{content:"−"}.result-panel{border-radius:27px;box-shadow:0 26px 70px #0c30242e}.result-head{background:radial-gradient(circle at 100% 0,#71bc9459,#0000 39%),linear-gradient(145deg,#103d30,#0b2f26);padding:30px;position:relative;overflow:hidden}.result-kicker{letter-spacing:.16em;color:#a7c8b9;align-items:center;gap:7px;margin-bottom:24px;font-size:9px;display:flex}.result-head>p{color:#a8c6b8}.result-head h2{z-index:2;margin-bottom:14px;font-size:40px;position:relative}.result-head .binding-pill{z-index:2;color:#315337;background:#dfff88f2;padding:6px 10px;position:relative}.result-orb{border:1px solid #ffffff1a;border-radius:50%;width:190px;height:190px;position:absolute;bottom:-100px;right:-70px;box-shadow:inset 0 0 50px #ffffff0a}.limit-bars{padding-top:27px}.limit-bars i{height:6px}.limit-bars em{background:linear-gradient(90deg,#65ac87,#1f6f53)}.key-results div{padding:12px 0}.afford-box{background:linear-gradient(135deg,#eff7dc,#e6f0cf);border:1px solid #55773914;position:relative;overflow:hidden}.afford-box:after{content:"";background:#ffffff61;border-radius:50%;width:95px;height:95px;position:absolute;top:-35px;right:-36px}.dashboard{border-radius:27px;padding:38px}.tabs{background:#f3f6f3;border:0;border-radius:13px;gap:4px;padding:5px}.tabs button{border-radius:9px;flex:1;padding:10px 12px;font-size:12px;border:0!important}.tabs button.active{color:#174e3b;background:#fff;box-shadow:0 4px 14px #193e3014}.scenario-cards article,.policy-card,.repayment-card{background:#fbfcfa;border-radius:18px;padding:22px;position:relative;overflow:hidden}.scenario-cards article.accent{background:radial-gradient(circle at 100% 0,#77bc9759,#0000 40%),linear-gradient(145deg,#164d3b,#10372c);box-shadow:0 14px 30px #123f3221}.scenario-cards strong{font-size:25px}.policy-card.eligible{background:linear-gradient(145deg,#f4faf7,#edf7f1)}.policy-card.no{background:linear-gradient(145deg,snow,#fff4f1)}.guide{color:#fff;background:#172a22;border-color:#172a22;padding:36px 38px;position:relative;overflow:hidden}.guide:after{content:"";border:1px solid #ffffff14;border-radius:50%;width:270px;height:270px;position:absolute;top:-150px;right:-100px}.guide-head span{letter-spacing:.2em;color:#9abbad;font-size:9px}.guide-head h2{margin:6px 0 24px;font-size:23px}.guide-grid article{background:#ffffff09;border:1px solid #ffffff14;border-radius:16px;padding:20px;position:relative}.guide-grid b{color:#dfff88;background:#dfff881f}.guide-grid p{color:#b0c0b8}.guide-grid i{color:#6e8077;font-size:10px;font-style:normal;position:absolute;top:12px;right:15px}footer{background:#101b17;padding:44px 0}footer .wrap{justify-content:space-between;gap:60px;display:flex}footer p{text-align:right;max-width:720px;margin:0}@media (width<=980px){.hero{min-height:690px}.hero-layout{grid-template-columns:1fr .75fr;gap:28px}.preview-card{padding:22px}.tag-one{right:0}.tag-two{left:0}.app-shell{grid-template-columns:1fr 350px}}@media (width<=900px){.hero{min-height:auto;padding-bottom:120px}.hero-layout{grid-template-columns:1fr;padding-top:58px}.hero-visual{display:none}.app-shell{grid-template-columns:1fr;margin-top:-72px}.result-column>.result-panel{position:relative;top:auto}.nav-status{display:none}}@media (width<=620px){.hero{padding-bottom:95px}.nav{height:74px}.brand small{display:none}.hero-layout{padding-top:42px}.hero-copy>p:not(.eyebrow){font-size:15px;line-height:1.65}.hero-actions{flex-direction:column;align-items:flex-start;gap:10px}.hero-actions>span{padding-left:3px}.hero-badges{flex-wrap:nowrap;margin-top:22px;overflow:hidden}.app-shell{margin-top:-52px}.input-panel,.dashboard,.guide{border-radius:21px;padding:22px}.section-heading h2{font-size:22px}.quick-presets button{min-width:max-content}.tabs{overflow-x:auto}.tabs button{min-width:max-content}.result-panel{border-radius:21px}.result-head h2{font-size:34px}.guide-grid article{padding:17px}footer .wrap{display:block}footer p{text-align:left;margin-top:12px}.nav-actions{gap:8px}}
